Support artisanal miners in understanding procedures, organising their activity and gradually accessing financial services.
01
One Centre. Connected pathways.
CIFTAM, the Centre for Financial Inclusion of Artisanal Mining Workers, connects field support, institutions, technology and finance.
The Centre reduces gaps between artisans’ needs, file preparation and referrals. Its value lies in clear pathways and effective coordination.
A common ambition guides this work: helping artisans, cooperatives and communities organise their activities and build economic autonomy.
Philippe BISIMWA BAKULIKIREDirector General of CIFTAM
MESSAGE FROM THE DIRECTOR GENERAL
One conviction. A commitment to people.
“This vision rests on a conviction: when miners are better identified, organised, supported and connected to formal economic channels, they become development actors able to build a track record, save, invest and more easily meet the obligations that apply to them.”
Original French text
« Cette vision repose sur une conviction : lorsque les exploitants sont mieux identifiés, organisés, accompagnés et reliés aux circuits économiques formels, ils deviennent des acteurs de développement capables de bâtir un historique, d’épargner, d’investir et de respecter plus aisément les obligations qui leur sont applicables. »
Philippe BISIMWA BAKULIKIREDirector General of CIFTAM
PRIORITIES
Three convictions. One guiding approach.
01
Usefulness before complexity
An artisanal miner should recognise their place in the programme, understand the help offered and know how to move forward.
02
Preparation that serves the project
Understand needs, organise information and prepare discussions with financial institutions.
03
Trust through clarity
Identified contacts, understandable information and continuity in communication.
A CLEAR PATHWAY
From an individual need to a better coordinated response.
01
Listen to field realities
Consider activities, travel constraints, understanding of procedures and access to digital tools.
02
Clarify responsibilities
Distinguish CIFTAM support from administrative decisions and decisions by financial institutions or other providers.
03
Organise continuity
Provide clear information, an identified contact, follow-up steps and complaint channels.
Organise to include. Document to create possibilities.
CIFTAM connects community development, digital tools, traceability, governance and financial inclusion. Technology supports people and decision-making; it is not an end in itself.
Its missions include readiness for financial services, support for formalisation, structured pathways and continuity of field information.
Usefulness, trust, rigour, responsibility, inclusion, dignity, transparency and community impact guide every part of the programme.
INSTITUTIONAL PERSPECTIVES
The artisanal sector. A national ambition.
Public statements on artisanal mining and community development, published by SAEMAPE.
President of the Republic
S.E. Félix Antoine Tshisekedi
“Artisanal mining aims to foster the emergence of a Congolese middle class through this sector.”
Original French text
« L’exploitation minière artisanale vise l’émergence d’une classe moyenne congolaise à travers ce secteur. »
“It is time for our minerals to be more than wealth beneath our feet and tragedy before our eyes, and to bring us benefits and opportunities for a more prosperous future.”
Original French text
« Il est temps que nos minerais ne soient plus une richesse sous nos pieds et une tragédie sous nos yeux, mais que nous en tirons profit et opportunité vers un avenir plus prospère. »
